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New Jersey vs Pennsylvania Taxes 2026

Neighboring high-cost corridor with reciprocity/commuter patterns.

New Jersey

Structure: progressive

State tax sample: $4,245.50

Est. net after fed+FICA+state: $74,934.50

New Jersey guide

Pennsylvania

Structure: flat

State tax sample: $3,070.00

Est. net after fed+FICA+state: $76,110.00

Pennsylvania guide

Sample uses $100,000 wages as AGI/state taxable proxy for a single filer in 2026. Local taxes, property tax, and sales tax are not fully modeled.

Notes

  • Pennsylvania has a flat state rate; New Jersey is progressive with a high top rate.
  • Local EIT in PA municipalities can change take-home.

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