Retirement & health (2026)

Contribution ceilings, catch-up ages, and HSA family limits change by year. These calculators use 2026 (and labeled prior-year) limits so you can see remaining room, not a generic “max out” slogan.

Pair the 401(k) and HSA tools with the contribution-limits maximizer when you are coordinating employer plans, catch-up, and health savings in the same year.

Retirement income tools cover RMD timing, Roth conversions, and how Social Security benefits interact with other income — still educational, not a substitute for Form SSA-1099 planning with a professional.